Trace someone who owes money

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UK Private Investigators

It can be incredibly frustrating and financially difficult when an individual or business owes you a sum of money. If you want to trace someone who owes money and has been avoiding you or has moved from the address you have for them, you have found the agency who will be able to do this for you – quickly, discreetly and at a cost you can afford.Our advanced and effective debtor trace will provide you with the current address for the individual.

What is debt tracing?

Debt tracing, or debtor tracing, is a means by which to locate an individual or a business that owes money to another party. Ideally, debtor tracing will return a current address to which debt collection correspondence can be sent, and, if necessary, enforcement visits can be made.

Why do people not pay debts?

When it comes to people not paying their bills and therefore getting into debt, there are usually one of two explanations: they don’t earn enough money to be able to afford the repayments, or they simply think they can get away with leaving the balance outstanding.Failure to pay can often have an innocent enough explanation behind it, such as moving house and forgetting to notify those to whom they owe money. However, many will try to evade paying up, believing themselves to be above the terms they agreed to when taking out credit, or agreeing to make future payments.

Locate a persons assets

Do they have any hidden assets? Are you seeking help and assistance on finding a person’s assets? Speak to us.

Trace a persons address

Haven’t found someone on the electoral roll? We can trace a person within a few hours, providing you with their current address and more.

Trace an address from a telephone number

We can do more than just find a persons address. In addition to providing the name and address we also include other information free of charge.

Find people who owe you money

Trace someone who owes money: a vital service that many private investigators boast but few are effective at. Our advanced debtor tracing will provide you with the current address for the individual you are seeking, anywhere in the UK or overseas. We can start the debtor trace with as little information as a full name and last known address, but sometimes may require a little more.

Protect your company

It can be incredibly frustrating and financially difficult when an individual or individuals owe you a sum of money, and leave you wondering how to trace a person who owes you money. If you want to trace someone who owes money and has been avoiding you or has moved from the address you have for them, you have found the agency who will be able to do this for you – quickly, discreetly and at a cost you CAN afford.

Fast debtor tracing service

We understand that in many debt cases timing is crucial. All debtor traces are completed within 24 hours of instruction to proceed, and on many occasions even sooner, but without compromise on service or accuracy of information. Once we have found the person who owes you money, we will, if required, work closely with your legal representatives and should Service of Process be required, we will carry this out at a preferential rate.

Competitive tracing fees

You will find that our trace fees are probably the most competitive in the UK, and our levels of service are second to none. Each case is handled proficiently and efficiently by one of our highly trained, and experienced in-house tracing team who will keep you regularly informed of progress. We always conduct our investigations on a ‘no success, no fee’ basis which means that we only get paid when we have traced the individual, and the report is guaranteed for thirty days.

Some of our private investigator services

How we trace trace people who owe you money

By using the information you have available about the individual or the business, our team of experienced private investigators can explore channels that may not be accessible to the public to pinpoint their whereabouts. This usually means using online databases that can return a current address, allowing you to continue pursuing the money that’s rightfully yours.

Why can’t you pursue debts without up to date details?

Court action against an individual or a business that owes you money can only be made if you’re able to prove that you made genuine efforts to contact them to discuss and recover the debt; letters that went to the wrong address don’t count. Therefore, finding out the current location of the debtor is often the leg you’ll need to stand on if you’re to have any legal success with your case; it’s one you can’t afford to be without.

Why hire UKPI to trace a person who owes you money in the UK?

Debtors can create a strain on your cash flow, and your mental health; it’s essential to act quickly and efficiently to recover the debt, and/or take legal action. Both of these avenues require up to date contact details for the debtor, but it can be hard to know how to trace someone who owes you money – you need the professionals.As part of our people finding service, we’re experienced in offering a reliable service that can trace a person who owes you money so that indisputable contact can be made. With a free consultation, quick turnarounds, and exactly the results you need, UKPI can help make at least this part of the debt collection process painless.

Why hire UKPI?

If you are owed money, it critical that you get that back, quickly and effectively, after all, its your money, right? However, what if you do not know where the debtor is living or they have been avoiding you? Our debtor tracing service is guaranteed to provide you with their current address (and more) within 24 hours or less, at a cost you CAN afford.

Frequently asked questions

What information do I need to provide for you to find a debtor?

The more details you can provide, the better the chances of a successful trace. Key information includes the debtor’s full name, last known address, date of birth, and any other relevant details such as previous employers, phone numbers, or social media profiles.

Are debtor tracing services legal in the UK?

Yes, debtor tracing is legal in the UK as long as it complies with the General Data Protection Regulation (GDPR) and other privacy laws. Our investigators work within the framework of UK law, using only ethical and legally permitted methods to locate debtors.

How long does it take to trace a debtor?

The time we need to trace a debtor will vary depending on the complexity of the case, and the available you’re able to give us. Simple cases might be resolved within a few days, while more complex cases can take several weeks. We aim to provide a realistic estimate following your initial consultation.

What happens once you find the debtor?

Once we locate the debtor, we’ll provide you with a comprehensive report detailing their current contact information and any other relevant findings. From there, you can decide on the next steps, such as initiating debt recovery proceedings.

Can I trace a debtor who has moved abroad?

Yes, in many cases, we can trace debtors who have moved outside the UK.

How much does debtor tracing cost?

UKPI’s costs do vary depending on the complexity of the case and the level of information you need us to find. We’ll be upfront about our pricing following our initial consultation.

Will the debtor know they’re being traced?

Generally, no. Debtor tracing is a discreet process, and in most cases, the debtor is unaware that tracing efforts are underway.

Can I use debtor tracing for unpaid personal loans or private debts?

Yes, debtor tracing services can be used for both personal and business-related debts.

Contact UKPI today to trace someone who owes money

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