Debtor Tracing Services UK
Find and verify a debtor's current UK address for debt recovery, legal proceedings or service of documents. Standard traces cost £120 on a no trace, no fee basis.
Being owed money by someone who has vanished is stressful and draining. We find the person avoiding their debt so you can recover what you are owed and finally move on.
- Accredited investigators
- Court-admissible evidence
- 100% confidential
- Fixed-fee quotes
Trace a debtor
Find the person who owes you
When a debtor disappears, recovering what you are owed starts with finding them. We trace individuals and company directors to a confirmed current address so your solicitor can serve proceedings and act.
Not ready to instruct yet? Get a free quote or ask a question first.
Important - please read before completing this form
If you would like us to trace a person for you, please use this form. The fee will be £120.00, payable only once we confirm that we have been successful. This is not a free service and this is not an enquiry or quote form. Do not complete this form on behalf of someone else unless they have agreed to be responsible for the fee that will become payable.
All fees are due within 7 days of completion. We do not provide any details from the report until the fee is paid in full. We do not accept instalment payments against the fee unless agreed in advance. All trace reports are guaranteed on a refund or retrace basis for thirty days from the date of completion.
You need to ensure that every required box is completed. If the form asks you for something that you don't have, please enter N/A. All trace reports are covered by a thirty day retrace or refund guarantee.
Your Rights: You have the right to access, rectify, erase, restrict processing, data portability, and object to processing of your personal data. Contact: globalpi@ukprivateinvestigators.com or call 0800 043 1754.
We retain investigation records for 7 years as required by UK law. You can request deletion after case completion (subject to legal obligations).
Your data may be shared with investigation partners (when necessary), legal authorities (when required by law), and payment processors (for invoicing). Full details in our privacy policy.
Debtor tracing for individuals, landlords and businesses
UKPI provides debtor tracing services across the UK for clients who need a confirmed current address before they can take the next lawful step. The service is intended for genuine debt recovery, legal proceedings and the service of documents.
You may need to trace a debtor after letters are returned, telephone numbers stop working or someone moves without providing a forwarding address. A verified address allows you and your adviser to decide what action is appropriate.
Instructions come from private individuals, landlords, businesses, solicitors and debt recovery professionals. Each client must have a legitimate reason to locate the subject.
Common cases include a former tenant who left owing rent, a borrower who has stopped responding, an unpaid customer or a company director who can no longer be contacted at the address held on record.
- Trace an absconded tenant after a tenancy has ended
- Locate an individual who owes money under a private agreement
- Find a debtor before issuing or continuing legal proceedings
- Confirm an address before arranging service of documents
- Locate a company director connected with an unpaid business debt
Debtor tracing is different from debt collection. UKPI finds and verifies the address; we do not promise that the debt will be recovered or decide which enforcement route should be used.
If documents need to be delivered once the address is confirmed, UKPI can discuss a separate process serving instruction. Your solicitor can also advise on the correct legal procedure.
The purpose of the trace is clear: replace an outdated or uncertain address with information that can be acted on responsibly.
What our debtor tracing service provides
A full name and last known address are normally enough to begin. A date of birth, previous address, telephone number, email address or known business connection may help distinguish the correct person from others with a similar name.
You do not need to know every detail. Supply what you have and mark information as unknown where necessary rather than guessing.
Our tracing agents examine appropriate records and lawful information sources, then compare the results before reporting a current address. The aim is verification, not simply returning the first possible match.
The completed trace can confirm the debtor’s current address and explain the information used to support that conclusion. Relevant company directorships or business interests may also be identified where they form part of the agreed search.
- A confirmed current address where a successful trace is completed
- Checks designed to reduce the risk of an incorrect match
- A written report supplied after the agreed fee has been paid
- A clear outcome if the available information is not sufficient
A debtor trace does not give unrestricted access to private financial information. Searches are carried out for the stated lawful purpose and within applicable data protection requirements.
Where someone may have moved abroad, speak to UKPI before instructing. International debtor tracing may require a different scope, fee or timescale from a standard UK address trace.
The report is handled in confidence. Information should be used only for the legitimate purpose given when the trace was instructed.
Cost, guarantee and what happens next
A standard UK debtor trace costs £120. The work is carried out on a no trace, no fee basis, so the fee becomes payable only when UKPI confirms a successful trace.
Payment is due before the report or address details are released. This protects the subject’s information and keeps the instruction terms clear.
Successful trace reports carry a 30-day retrace or refund guarantee under the service terms. If the supplied address needs to be checked again within that period, contact UKPI promptly.
The time required depends on the quality of the starting information and the records available. Straightforward cases can be resolved quickly, while common names, incomplete details or an overseas move can require more work.
Use the secure instruction form on this page when you are ready to proceed. It records your details, what you know about the debtor and the reason for the search.
If you are not ready to instruct, use the enquiry form or call 0800 043 1754. You can explain the situation without committing to the paid service.
Once a current address is confirmed, your solicitor or debt recovery adviser can decide whether to contact the debtor, serve documents or take another permitted step.
Common questions about debtor tracing services
A full name and last known address are normally enough to start. A date of birth, previous address, telephone number, email address or known company connection can help us confirm that we have found the correct person.
A standard UK debtor trace costs £120. The fee is payable only after UKPI confirms a successful trace and before the report or address details are released.
If UKPI cannot complete a successful standard trace, you do not pay the £120 trace fee. Successful reports are also covered by the 30-day retrace or refund terms stated on the instruction form.
Yes, where there is a lawful reason such as rent arrears, property damage or legal proceedings. A full name, previous rental address and any known date of birth or contact details give the investigation a sound starting point.
The report provides the confirmed address produced by the trace. Your solicitor should decide how it can be used in your matter. UKPI can also discuss a separate process serving instruction where documents need to be delivered.
Prefer a quote or a quick chat first?
Tell us about your situation and we will call you back within two hours. We handle the information you provide in confidence, subject to legal obligations.
- Free, no-obligation consultation
- Response within 2 hours
- Handled in confidence
