Defending your reputation and assets
Fraud Investigations
Fraud costs UK businesses billions every year. When you suspect fraudulent activity, swift and thorough investigation is essential. We uncover the truth, document the evidence and help you recover what is rightfully yours.
What we do
Fraud Investigations explained
We investigate all types of fraud: insurance fraud, tenancy fraud, investment scams, identity theft, procurement fraud and internal company fraud. Our investigators combine financial analysis, surveillance, digital forensics and open-source intelligence to build thorough evidence packages for prosecution or civil recovery.
- Specialist fraud investigators with financial and legal backgrounds
- Thorough evidence for criminal prosecution and civil recovery
- Asset tracing to identify recoverable funds and property
- Insurance fraud investigation for insurers and loss adjusters
- Collaboration with police, solicitors and regulatory bodies
How we help you
Fraud investigation scenarios we handle
Every case is different, but these are the most common reasons people come to us for fraud investigations.
Insurance claim fraud
Exaggerated personal injury claims, staged accidents or false theft reports. We investigate and document the reality behind suspect claims.
Tenancy fraud
Subletting, key selling, non-occupation or fraudulent housing benefit claims. We gather evidence for housing associations, councils and landlords.
Investment and financial fraud
Ponzi schemes, cryptocurrency scams, advance fee fraud or misrepresentation of investment returns. We trace the money and identify the perpetrators.
Identity theft
Someone is using your identity to open accounts, take out credit or commit crimes. We investigate the source and gather evidence for law enforcement.
Procurement and internal fraud
Phantom suppliers, inflated invoicing, kickback arrangements or conflicts of interest within your supply chain or finance team.
Romance and dating scams
You or someone you know has been targeted by a romance fraudster. We investigate, identify the individual and support reporting to Action Fraud.
Our specialist services
Explore our fraud investigations
Select a service below to learn more about how we can help with your specific situation.
Insurance Fraud
Investigate suspected fraudulent insurance claims with surveillance and evidence gathering.
Investigate insurance fraud about Insurance FraudTenancy Fraud
Tenancy fraud investigation. Subletting, key selling, non-occupation, housing benefit fraud. For housing associations and landlords.
Learn more about Tenancy FraudInvestment Fraud
Investigate Ponzi schemes, boiler room operations, and fraudulent investment opportunities.
Investigate investment fraud about Investment FraudOur process
How a fraud investigation works
We keep you informed at every stage. No surprises, no jargon, no pressure.
Case assessment
We review the circumstances, identify the type of fraud and assess what evidence already exists. This shapes the investigation strategy.
Evidence gathering
We deploy the appropriate methods: financial analysis, surveillance, digital forensics, witness interviews and open-source intelligence.
Asset tracing
Where financial recovery is the goal, we trace assets, bank accounts, property and other recoverable items.
Prosecution support
We compile a full evidence package for your solicitor, the police or regulatory bodies. We provide witness statements and, if needed, court attendance.
Why choose UKPI
Why choose UKPI for fraud investigations
Financial investigation expertise
Our team includes investigators with backgrounds in forensic accounting, banking and financial regulation. We follow the money.
Proven asset recovery
We have helped clients recover over £12 million in assets through civil proceedings, freezing orders and negotiated settlements.
Multi-method approach
Fraud investigations often require surveillance, financial analysis, digital forensics and witness interviews. We deliver all of these in-house.
Insurance industry experience
We work with major UK insurers and loss adjusters. Our investigators understand the specific evidence requirements for claim disputes.
Police liaison
We prepare evidence packages that meet police reporting standards and can liaise with law enforcement on your behalf.
Speed of response
Fraud cases are time-sensitive. Evidence can be destroyed and assets moved quickly. We deploy fast to preserve your position.
Transparency
What we do not do
Fraud investigations require precision and legal compliance. Here is what we do not offer.
- We do not seize assets or enforce debts. We gather evidence for your legal team.
- We do not provide legal or tax advice.
- We do not access bank accounts or financial systems without lawful authority.
- We do not conduct entrapment operations or manufacture evidence.
- We do not disclose investigation details to any party without your authorisation.
Real outcomes
Fraud investigation case examples
All names and identifying details have been changed to protect client confidentiality.
The phantom employee
The challenge
A charity discovered that payroll payments were being made to an employee who had left two years earlier. The payments totalled £67,000.
Our approach
Financial investigation identified that a payroll administrator had kept the leaver on the system and redirected payments to a personal bank account.
The insurance fraudster
The challenge
An insurer suspected that a personal injury claimant who claimed to be unable to walk was exaggerating the extent of their injuries.
Our approach
Three days of surveillance documented the claimant walking without assistance, carrying shopping bags, and driving their car. The footage was compelling and timestamped.
The crypto investment scam
The challenge
A retired couple had invested £95,000 in a cryptocurrency fund that appeared to have disappeared. Their bank had declined to investigate.
Our approach
We traced the fund through blockchain analysis and corporate records. The "fund manager" was identified as an individual operating from a residential address using a false identity.
Transparent pricing
Fraud investigation costs
We believe in honest pricing. You will receive a clear, fixed-fee quote before any work begins.
£595 to £5,000+
Fraud investigations vary widely in scope and complexity. Simple cases start from £595. Complex investigations involving financial analysis, asset tracing and multiple subjects are quoted individually.
Factors affecting cost
- Type and scale of fraud involved
- Number of subjects under investigation
- Whether financial analysis or asset tracing is required
- Whether surveillance is needed
- Volume of financial records to examine
Common questions
Frequently asked questions about fraud investigations
Not necessarily. In many cases, it is better to gather evidence privately before making a police report. This prevents the fraudster from destroying evidence or moving assets. We can advise on the best approach.
Yes. We trace assets and work with solicitors to obtain freezing orders and pursue civil recovery. Our investigations have helped clients recover over £12 million.
Yes. We work with insurers, loss adjusters and fraud investigation units. We understand the specific evidence requirements for insurance fraud claims.
Simple cases can be resolved in one to two weeks. Complex investigations involving financial analysis and multiple subjects may take several months. We provide regular progress updates.
Yes. Our evidence is gathered lawfully and documented to criminal prosecution standards. We prepare witness statements and attend court when required.
Insurance fraud, tenancy fraud, investment scams, identity theft, procurement fraud, payroll fraud, romance scams and benefit fraud. If it involves deception for financial gain, we investigate it.
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Get in touch
Talk to us about fraud investigations
You do not need all the answers before you call. Tell us what is happening and we will explain your options. Every conversation is completely confidential.
- Free, no-obligation consultation
- Response within 2 hours
- 100% confidential
- Available 24/7: 0800 043 1754
You do not have to figure this out alone
A confidential conversation can bring clarity and control. Call us today or request a free consultation online.
- Confidential by default
- Accredited and insured
- Court-admissible evidence
- Est. 1997